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Town & Country Lending

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We offer a wide choice of Home, Investment, Commercial & Personal Loans.

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18 July 2017 - Changes to Super for 2018 Financial Year

Superannuation changes took effect on July 1, 2017, with new opportunities for Australians to manage existing funds and build bigger nest eggs. Along with a reduction in the amount of annual non-concessional and concessional contributions each individual can make, there are also new limits on tax-free pension phase superannuation accounts and a lower limit on tax advantaged contributions. While it's too late to make extra contributions, it's important to understand the implications of these changes going forward.

17 July 2017 - Property Investor Lending Slows

Tighter lending regulations and rising bank interest rates have caused a slowdown in property investment across Australia. While investors still represent a healthy share of new property lending, the value of owner-occupier commitments is growing as the market finds a new balance. First home buyers are also storming back into the market, with the value of investor loans forecast to shrink over coming months as other segments of the market put down their stake. 

14 July 2017 - The Gentle Art of Sleeping

Good quality sleep is essential to wellbeing, with healthy sleep patterns one of the best ways to ensure a long and happy life. While sleep comes easy to some people, others struggle with insomnia and other sleep disorders that keep them awake for hours. New research suggests that most people benefit from a warm-up period before hitting the pillow, with sleep training no longer just a technique to get babies through the night. By managing the foods and drinks you consume during the evening and paying close attention to technology and other activities, everyone can have access to better quality sleep.

11 July 2017 - The Danish Art of 'Hygge'

It doesn't matter where you live around the world, winter is a great time to enjoy your home and get cosy with the people that you love. The Danish people are so enamoured with the concept of cosiness that they have their own term for it - hygge. Defined as “a quality of cosiness and comfortable conviviality that engenders a feeling of contentment or well-being,” this word describes the simple pleasures that can make the winter period so satisfying.  

3 July 2017 - The Physical Internet

Over three billion people use the Internet on a regular basis, with 46,000 gigabytes of data pulsing through cables each and every second. While the Internet has been described as a network, a culture, or even a cloud of information - these abstract concepts hide a simple and very physical reality. Behind the romance of instantaneous communication and free information, the Internet relies on a bunch of cables and data exchanges that criss-cross the globe.


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