18 July 2017 - Changes to Super for 2018 Financial Year
Superannuation changes took effect on July
1, 2017, with new opportunities for Australians to manage existing funds and
build bigger nest eggs. Along with a reduction in the amount of annual
non-concessional and concessional contributions each individual can make, there
are also new limits on tax-free pension phase superannuation accounts and a
lower limit on tax advantaged contributions. While it's too late to make extra
contributions, it's important to understand the implications of these changes
17 July 2017 - Property Investor Lending Slows
Tighter lending regulations and rising bank
interest rates have caused a slowdown in property investment across Australia.
While investors still represent a healthy share of new property lending, the
value of owner-occupier commitments is growing as the market finds a new
balance. First home buyers are also storming back into the market, with the
value of investor loans forecast to shrink over coming months as other segments
of the market put down their stake.
14 July 2017 - The Gentle Art of Sleeping
Good quality sleep is essential to
wellbeing, with healthy sleep patterns one of the best ways to ensure a long
and happy life. While sleep comes easy to some people, others struggle with
insomnia and other sleep disorders that keep them awake for hours. New research
suggests that most people benefit from a warm-up period before hitting the
pillow, with sleep training no longer just a technique to get babies through
the night. By managing the foods and drinks you consume during the evening and
paying close attention to technology and other activities, everyone can have
access to better quality sleep.
11 July 2017 - The Danish Art of 'Hygge'
It doesn't matter where you live around the
world, winter is a great time to enjoy your home and get cosy with the people
that you love. The Danish people are so enamoured with the concept of cosiness
that they have their own term for it - hygge. Defined as “a quality of cosiness
and comfortable conviviality that engenders a feeling of contentment or
well-being,” this word describes the simple pleasures that can make the winter
period so satisfying.
3 July 2017 - The Physical Internet
Over three billion people use the Internet on a regular
basis, with 46,000 gigabytes of data pulsing through cables each and every second.
While the Internet has been described as a network, a culture, or even a cloud
of information - these abstract concepts hide a simple and very physical reality.
Behind the romance of instantaneous communication and free information, the
Internet relies on a bunch of cables and data exchanges that criss-cross the
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